If you’re still rushing around like a crazy person even though Christmas has passed, you’re not alone. It’s unbelievable how the days seems to fly by and soon enough you’re down to the wire with only a few days left until the holidays are here. If you’re tight on funds this holiday it’s understandable. Sometimes it’s difficult putting aside money for Christmas due to other expenses that creep up out of nowhere or other reasons, such as a growing family or an expensive home to take care of. Whatever the reason may be, maybe it’s time to think of ways to cut back. That way when Christmas rolls around next year you’ll have some extra funds to buy your mom and dad or siblings a gift they will absolutely cherish.
Instead of Purchasing a New Cell Phone, Look for a Used One
It’s easy to get caught up in the hype of needing a new cell phone every time a new one comes out, but the reality is that new cell phones are expensive, especially if you already have a nice phone that’s functioning just fine. Usually cell phones cost a lot more if it’s not time for you to upgrade your current cell and in fact a lot of money can quickly disappear if you find yourself purchasing a new phone every year or so as opposed to waiting the full two years to upgrade. If you absolutely would like a new phone or happen to break your current one, there are used cell phones for sale too. Find a great deal on a used cell phone that’s relatively new and this phone will get you through the year without spending more than what your budget allows.
Go Out to Eat Less
Though it’s tempting to take your family out to dinner more than once or twice a week, depending on the size of your family, a dinner bill can quickly add up! Even if you’re a fan of restaurants such as The Soup Plantation it still gets expensive. Instead of spending a lot of money taking your family out all the time, try to go out only once a week or every other week and be mindful of where you take everyone. By cutting back on expensive restaurant meals you’ll be able to put aside more funds for presents for Birthdays and the holidays when the extra funds come in handy.
Start a Savings Jar
If your family would like to visually see how much money they can save up in a given year or six months at a time, start a savings jar and place it somewhere in the kitchen where your family can see it but lurking neighbors cannot. Your kids will enjoy watching the money pile up for a few short months and it will teach them the mentality that money is possible to save it up if you incorporate discipline into your life. Pretty soon you’ll have enough funds to treat your family to a vacation and you may even use some of it for Christmas next year because you were smart and planned ahead in 2013!
About the Author: Sierra is a freelance writer who likes to plan ahead and save so she can give her family members great gifts during the holidays!