How to Insure Your Children’s Security

If you want  to make sure that your children are safe and secure, even if you are  not around to protect them, there are lots of options that are available  to you. The safety and security of our children is perhaps the most  important aspect of life. Below, you will find things that you can do  now and in the future to make sure that your children are safe and have  access to everything that they need to live a happy and healthy life.


Life Insurance

The best type of insurance for your children’s security is life  insurance. Life insurance is provided as an investment option so that  parents can provide money to their children or other beneficiaries if  something were to happen to them. Life insurance provides much needed  financial assistance to your family members, incase something  unfortunate were to happen to you such as long-term hospitalization, or  even if you became deceased. When it comes to protecting the security of  your children, life insurance is the most reliable and investment  worthy option available. Consumers Advocate is one of the resources available for you to research life insurance policies to find the best plan to meet your needs.


Security systems

A security system is not a type of insurance that you would subscribe  to with a policyholder, but it does allow you to protect your children  and ensure that they are always safe and secure. Alarm systems can be  purchased to secure your entire home and they are very inexpensive.  These systems are designed to notify the police if they are signaled, so  that the intruder can be stopped before they have a chance to harm your  children or steal anything from the home.



A self-alarm system is a type of alarm that can be worn as a  necklace. This is often recommended for parents that have children that  are going to be left home alone. The alarm can be worn around their neck  and they simply have to push a button if they are in danger. At this  time, an operator will come onto the conference system that comes with  the self-alarm and they will try to make contact with your child. If  they cannot reach your child, the police will be notified immediately.


Health insurance

The best way to protect your child and ensure that they live a long  and healthy life is to provide health insurance for them. This allows  them to get access to medical coverage, without you having to burden the  expenses. The health insurance company will provide financial  assistance for any type of health requirements of your child. For  instance, regular doctor visits, hospitalization, and even emergency  room trips can be covered by your health insurance policy.


Auto insurance

Automobile insurance is a very important expense to insure your  child’s security. If your children are reaching the age to where they  will be riding in vehicles with you or other family members, you need to  make sure that you have auto insurance to protect them. Automobile  insurance can provide financial assistance if there were to be an  accident or damage to the vehicle and this can be very important,  especially when your child is reaching the driving age and they are  going to be operating a car on their own.

About Pepper

I am a single working mom, trying to raise my kid the best way I know how. Join me as I navigate my way through the jungle that is Single Mom-hood, armed with rose-colored glasses and strength of spirit. As pepper adds spice to food, so does my daughter add spice to my life. She makes life no less than…PEPPERRIFIC!

Catch me on G+.


  1. Marriage and Beyond says

    Great list of things we can invest on for our children. I only have one checked here. Health insurance. Should work on the rest one at a time. :)

  2. How to get those insurance for my niece? Thanks to this article. || Airline Promos.

  3. This all is definitely on my mind with the birth of our first quickly approaching. Thanks for the list!

  4. A good idea would be to enroll your kids in some sort of self defense class, as to learn to fight in the situations possible. A few years would be recommended.

  5. Every one wants to secure their future but due to some finical problem every individual can’t do that. So i think government should take out any step for that kind of children who have not enough money for education and live a good life.

  6. This is a very well thought and wonderful post. We’ve always had life insurance on our kids, praying we will never need it. But it’s better to be prepared than not. Same goes for health insurance. I need to invest in a self alarm now!

  7. We have all of those things in place. One thing about the time my husband spent in the Canadian military; we were required to have life insurance and it’s darned good insurance, too!

  8. I am guilty I don’t have any life insurance on my children. I managed to get myself a policy a few years ago and I am glad that I did since I am unable to work now. I know that if something happened to me that my husband would be able to take care of the house and kids.

  9. I hope we have self-alarms available here in the Philippines. It’s a good investment.


  10. Great list. It is always best to prioritize your children’s security.

  11. I think the alarm system was the best security for me, especially since my girls came home from school and was home by themselves until I got home from work. It brought me peace of mine. Of course, I have a great watch dog, and nobody will get past her :)

    Stopping by from VoiceBoks!

  12. That’s a way lot of insurance to get for a kid. For us we only got for them hospitalisation as it is the most affordable.

  13. Great list. These are all really important things to keep in mind, especially when one has kids. The only other thing I would add is writing a will, with specific instructions as to who will be guardian to your kids should both parents pass away unexpectedly. It was tough to think about, but necessary.

  14. Great advice for all parents !! For some people the thought of life insurance is a troubling subject, but when you boil it all down the fact is a wise parent will have life insurance to ensure their children are very well resourced in the event of a loss of a parent. Whether we have life insurance or not, it dos’nt increase or decrease our life expectancy. We all know that life is very uncertain and if you can afford a few dollars a week it is one way of being able to look after your kids even if you were no longer here. The other forms of insurance are also well worth considering, for us in Australia we are very lucky in that we have a system called Medicare which basically means doctors, hospitals, specialist etc etc are accessible to everyone with little or no out of pocket costs, the only down fall is there can be some long waiting lists for non emergency cases. As far as everything else you mentioned Pepper, it all sounds very wise. Parents everywhere ought to consider each and every one of your suggestions.

Leave a Reply to Dominique Goh Cancel reply